Arrangement to pay (ATP)


An arrangement to pay (ATP) is a temporary payment plan with Council. It allows you to pay your outstanding rates and charges by making regular weekly, fortnightly or monthly payments. 

Your ATP does not continue for future rates issued by Council. You will need to apply for a new ATP each year as needed.  


You can apply for an arrangement to pay if you:

  • are experiencing short-term financial difficulty
  • don't believe you will be able to make your upcoming rates payment by the required due date. 

Before applying

Please read carefully before applying: 

Your application will be reviewed on a case-by-case basis. If approved, your ATP will be confirmed by Council in writing. You will receive a payment schedule with due dates for payment. 

When budgeting for weekly, fortnightly or monthly payments please keep in mind that:  

  • rates and charges are issued in early July each year
  • payments are split into 4 instalments, due at set dates throughout the year
  • the first instalment is due by 30 September.

You should structure your payments to pay down your existing rates as soon as possible, before the end of the current financial year. Future rates payments will become due as outlined in your annual rates notice. 


To submit your application online you will need the following: 

  • your rates assessment number (can be found on your rates and valuations notice)  
  • property address  
  • your name and contact details  
  • your date of birth  
  • payment details    

Apply online

Missed payments

Your arrangement to pay may be cancelled if you miss scheduled payments according to your payment plan.  

It's very important that you call Council on 1300 322 322 or email as soon as possible if you are unable to make a scheduled payment, so we can discuss your options.  

Penalty interest

If your payments do not meet the required quarterly instalment due dates (as outlined in your annual rates notice) you will be charged penalty interest on overdue fees.This is charged in accordance with Section 172 of the Local Government Act 1989 (Vic).  

The current penalty interest rate is 10% per year applied to any unpaid rates or charges. Interest will continue to be charged on unpaid rates and charges until paid in full. Increases are calculated from the date that the rates were due. 


Financial counselling

A free and confidential financial counselling service is available to support Frankston residents who find themselves in financial difficulty. 

Find more information about what you can do when facing financial hardship